Returns Combined With Safety

Fixed income investments are a good way to diversify your portfolio and are the best asset class for risk-averse investors for whom safety of capital is of prime importance. With Arihant's fixed income investment services, you can find the product to help you generate income, protect your portfolio from interest rate fluctuations, and more.

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Fixed Income Investment Options

We offer a wide range of fixed income investment options suited to your needs. Whether you are looking for growth, capital preservation or income generation, we have a solution for you.


A safe investment option, bonds make interest payments and repay the principal on a fixed schedule. From capital gain bonds to tax free bonds, Arihant offers you all

Fixed Deposit

Corporate fixed deposits are best suited for investors who are looking to earn fixed returns in their investments. They are a good way to earn higher yield compared to bank FDs {with higher risk} by investing in deposits offered by reputed companies.


Non-convertible debentures are simply debentures that cannot be converted into equity. They are debt instruments with a fixed tenure through which the company raises money for various business purposes. Arihant offers investment in all ongoing NCDs.

Debt Funds

Arihant offers investment in debt funds (liquid, short-term, long term, gilt funds, FMPs) tailored to your needs. Whether you are investing for short-term {like a week} or need to invest for a longer period, whether you want zero-risk product or one with medium risk, our advisors will understand your needs and recommend products suited for you.

Corporate Fixed Deposits

Investing in corporate FDs

Corporate Fixed Deposits (FDs) are similar to bank FDs but, unlike banks, these deposits are placed by investors with companies and financial institutions for a fixed period of time at a pre-determined rate of interest. Corporate FDs are best suited for investors who want to earn fixed returns on their investments, but do not want to take the risk of vagaries of the stock market.

Are these corporate fixed deposits safe?

While corporate fixed deposits are governed by the Companies Act under Section 58A, they are unsecured. This means that if the company defaults, the investor cannot sell the documents to recover his/her capital, thus making them a risky investment option.

Having said that, Arihant offers fixed deposits of companies with a high credit rating (AAA, AA) of reputed companies with a good track record and strong balance sheets, for the safety of your capital.

How to choose corporate FD?

Company Information : Before investing check the financial health of the Company and find out for what purpose the company is raising debt.

Credit Rating : Only Invest in a company with a good track record and high credit rating (CRISIL, CARE, FITCH).

Repayment History : You must check whether the company has been paying the interest and principal timely in the past.

Ongoing Fixed Deposits

Dewan Housing Finance Ltd (DHFL) CARE-AA+ and BWR-FAAA 8.50% 8.75% 8.75% 8.75% 0.25% 2000 Download
DHFL Aashray Deposit Scheme 13 Months-Trusts Only CARE-AAA+ and BWR-FAAA 8.35% (13M) - - - NA 50000 Download
DHFL Aashray Deposit Scheme 40 Months Only CARE-AA+ and BWR-FAAA - - 8.90% (40M) - - - Download
GRUH Finance Ltd. CRISIL-FAAA & ICRA-MAAA 7.50% 7.75% 8.00% 8.00% 0.25% 2000 Only Physical forms
HDFC Limited CRISIL-FAAA, ICRA-MAAA 8.25% 8.25% 8.25% 8.25% 0.25% 20000 Download
HDFC -Premium Deposits CARE AA+ by CARE 8.35% (15M) 8.40% (22M) 8.35% (30M) 8.40% (44M) 20000 Download
HUDCO FITCH-TAAA, CARE-AA+ 7.70% 7.70% 7.70% 7.70% 0.25% 10000 Only Physical forms
LIC Housing Finance Ltd. CRISIL- FAAA 8.25% 8.35% 8.40% 8.50% 0.10% upto Rs 50,000 and 0.25% for above Rs. 50,000 10000 Download
M&M Financial Services Ltd CRISIL-FAAA 8.00% 8.30% 8.30% 8.30% 0.25% 50000 Download
National Housing Bank CRISIL-FAAA, FITCH-TAAA 7.25% 7.25% 7.50% 7.50% 0.60% 50,000/- Download
PNB Housing Finance Ltd. FAAA by CRISIL 8.05% 8.05% 8.35% 8.45% 0.25% 50000 Download
Shriram Transport Finance UNNATI Scheme CRISIL-FAA+ & ICRA-MAA+ 8.25% 8.50% 8.50% 8.75% 0.25% 5000 Download
Bajaj Finance Ltd FAAA By CRISIL, MAAA By ICRA 8.75% 8.90% 8.90% 8.90% 0.25% 75000 Download
Shriram City Union Finance Ltd CARE AA+ by CARE 8.25% 8.50% 8.50% 8.75% 0.25% 5000 Download
SIDBI CRISIL-FAAA, CARE-AAA 8.75% 8.50% 8.50% 8.25% 0.50% 10000 Only Physical forms

Disclaimer : Arihant Capital Markets Ltd is only a Distributor of these corporate FDs and shall not be liable for any loss consequent upon the investment in such FDs. Read the offer document before investment